Buy Here Pay Here: How It Works

"Buy here, pay here" (BHPH) is one of the easiest ways to get a car when a bank has said no. Here's what it means and whether it's right for you.

What "buy here pay here" means

The dealership handles both the car and the financing in one place, instead of sending you to an outside bank. At Supreme Auto Vendors we arrange all-credit financing on site through Westlake, so you get approved and drive the same day.

How approval is different

Instead of leaning only on your credit score, approval looks at your income and ability to make the payment. That's why there's no credit-score minimum — good, bad, or no credit are all welcome.

What to bring

A driver's license or state ID, proof of income, proof of residence, and a down payment. Bring those and most buyers finish the same day.

Is it right for you?

If you've been turned down elsewhere, need a reliable car fast, and want to rebuild your credit with on-time payments, it's a great fit. Call or text us and we'll walk you through it — no pressure.